Terms of Service

1. About the Service

TheDayAfterAI is an independent AI news channel that operates in three areas:

• AI News Briefing — daily video summaries of the most significant AI stories, published on our YouTube channel. These summaries are produced using an AI-assisted workflow and reviewed by human editors before publication.
• AI Market Insights — a daily technology experiment designed solely to test and evaluate the capability of artificial intelligence in analysing publicly available financial market data. AI forecasts the price direction of a U.S.-listed stock over the next five trading days, and results are published openly. This feature is not published for the purpose of attracting, encouraging, or inducing any person to trade. This content is general information only and does not constitute financial product advice—whether general or personal—within the meaning of section 766B of the Corporations Act 2001 (Cth). TheDayAfterAI does not hold an Australian Financial Services Licence (AFSL) and is not authorised to provide financial services of any kind. For full details, including our interests disclosure, see our Disclaimer (Section 4).
• AI News Hub — a curated dashboard of AI headlines linking to original articles from publishers worldwide. We do not claim ownership of third-party content. Where thumbnail images are displayed, they are used for the purpose of identifying and linking to the original source article and are attributed to the respective publishers.

2. Eligibility

You must be at least 13 years of age to access or use the Website. By using the Website, you represent and warrant that you meet this age requirement. If you are under 18, you may only use the Website with the involvement and consent of a parent or guardian.

3. AI-Generated Content Disclosure

Portions of the content published on this Website—including video scripts, article summaries, and market forecasts—are generated or assisted by artificial intelligence systems. All AI-generated content is reviewed by human editors before publication; however, we do not guarantee the accuracy, completeness, or reliability of any AI-generated output. You acknowledge that AI-generated content may contain errors, omissions, or unintended inaccuracies, and you should independently verify any information before relying on it. For further details, see our Disclaimer (Section 3) and our Ethics Policy (Section 2).

4. User Responsibilities

4.1 Lawful Use

You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Website.

4.2 Prohibited Conduct

You are prohibited from:

• Posting, transmitting, or distributing any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material;
• Engaging in any activity that could damage, disable, overburden, or impair the Website;
• Copying, sharing, or distributing any content from third-party sources without obtaining the necessary permissions or rights;
• Using any automated system, including bots, crawlers, scrapers, or data-mining tools, to access, extract, index, or reproduce any content from the Website without our prior written consent; and
• Framing, mirroring, or otherwise incorporating any part of the Website into another website or service without our prior written consent.

Unauthorized use of copyrighted material is strictly forbidden and may result in legal action.

5. Content Ownership and Use

5.1 Ownership

All original content on the Website, including video summaries, article summaries, market insight reports, and the curated selection and arrangement of headlines, is owned by TheDayAfterAI and protected by international copyright and intellectual property laws, including the Copyright Act 1968 (Cth) of Australia. Third-party content displayed on the Website (including headlines, images, and trademarks) remains the property of the respective owners and is used under fair dealing exceptions for the purpose of reporting news (s 42 of the Copyright Act 1968) or with permission from the content owners.

5.2 Permitted Use

You are authorised to access and use the content on the Website for personal, non-commercial purposes only. This includes reading articles, watching video summaries, viewing market insights, sharing content via personal social media accounts, and downloading materials for personal reference. Any other use, including but not limited to reproduction, modification, distribution, or republication of the content for commercial purposes, without our prior written consent, is strictly prohibited. Users are responsible for ensuring that their use of any third-party content complies with applicable copyright laws and the terms set forth by the original content providers.

5.3 Commercial Use

Commercial entities or individuals seeking to use our content for marketing or other commercial purposes must obtain a licence under our Licensing Terms or obtain explicit written permission from TheDayAfterAI. Approval will be granted based on the scope and nature of the intended use and may involve a licensing fee. Any commercial use of third-party content requires direct permission from the original content owners. TheDayAfterAI cannot grant permissions for content it does not own.

5.4 Copyright Infringement Notices

TheDayAfterAI respects the intellectual property rights of others and expects users to do the same. If you believe that any content on our Website infringes upon your copyright, please notify us by providing the following information:

• A description of the copyrighted work that you claim has been infringed.
• A description of where the infringing content is located on the Website.
• Your contact information, including address, telephone number, and email address.
• A statement that you have a good faith belief that the use of the material is not authorised by the copyright owner, its agent, or the law.
• A statement, made under the penalties applicable under Australian law, that the information in your notice is accurate and that you are authorised to act on behalf of the copyright owner.

Upon receipt of a valid notice, TheDayAfterAI will take appropriate action, which may include removing or disabling access to the material in question, in accordance with the Copyright Act 1968 (Cth).

5.5 Prohibition of Unauthorized Commercial Exploitation

Users may not exploit any content from the Website for commercial purposes without obtaining explicit written permission from TheDayAfterAI. This includes, but is not limited to, using content in advertisements, promotional materials, or any for-profit endeavors.

5.6 User-Generated Content

By submitting content to the Website:

• You represent and warrant that you own or have the necessary licences, rights, consents, and permissions to publish the content you submit;
• You grant TheDayAfterAI a non-exclusive, royalty-free, worldwide, perpetual licence to use, reproduce, modify, adapt, publish, translate, distribute, perform, and display such content in any media or distribution methods now known or later developed; and
• You retain ownership of your content but agree that TheDayAfterAI has the right to use it as described above.

5.7 Third-Party Links, Images, and Content

We provide links to third-party websites and may display thumbnail images sourced from those websites solely for the purpose of identifying and linking to the original article. Where an original publisher image is unavailable, we may display an AI-generated image as a visual placeholder. For full details on how images are sourced and the limitations of AI-generated images, see our Disclaimer (Section 3.2). TheDayAfterAI does not endorse or assume responsibility for any content, information, or services available on third-party websites. When accessing external links, you are subject to the terms and policies of those websites. If you are a content owner and believe your material has been used beyond what is permitted by fair dealing or applicable copyright exceptions, please contact us and we will promptly address the matter.

6. Accountability

6.1 User Responsibility

You are solely responsible for ensuring that any information you provide on the Website is accurate, does not contain misleading information, and fully complies with all applicable laws and regulations. Users must not submit content that infringes upon the copyrights of third parties. By submitting content, you affirm that you have the necessary rights and permissions.

6.2 Prohibited Content

You agree not to submit any content that:

• Is false, misleading, or deceptive;
• Infringes upon the intellectual property rights of others;
• Contains defamatory, libelous, or slanderous statements;
• Promotes hate speech, violence, or discrimination against individuals or groups; or
• Violates any local, national, or international laws.

6.3 Enforcement

We reserve the right to:

• Remove or modify any content that violates these Terms;
• Suspend or terminate your access without prior notice if you engage in prohibited activities; and
• Report any unlawful activities to the appropriate authorities.

6.4 Reporting Violations

If you encounter content that you believe violates these Terms, please report it to us via our contact page. We will review the reported content and take appropriate action in a timely manner.

7. Privacy Policy

Please review our Privacy Policy, which also governs your use of the Website, to understand how we collect, use, disclose, and safeguard your information. The Privacy Policy is incorporated into these Terms by reference and forms an integral part of your agreement with TheDayAfterAI.

8. Modification of Terms

We reserve the right to make changes to our Website, policies, and these Terms at any time. Any changes will be effective immediately upon posting the revised Terms on this page and updating the “Last updated” date above. Where we make material changes to these Terms (for example, changes to the limitation of liability, indemnification, or dispute resolution provisions), we will use reasonable efforts to notify you — for example, by posting a prominent notice on our Website or, where we hold your email address, by sending you an email. Your continued use of the Website following the posting of changes constitutes your acceptance of such changes. We encourage you to review these Terms periodically.

9. Termination

We reserve the right to terminate or suspend your access to the Website, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Website will immediately cease. Sections 5 (Content Ownership), 10 (Disclaimer), 11 (Limitation of Liability), 12 (Indemnification), and 13 (Governing Law) shall survive any termination of these Terms.

10. Disclaimer

10.1 General Disclaimer

To the maximum extent permitted by law, TheDayAfterAI provides the Website and its content on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We curate content from various external sources and use AI-assisted workflows to produce original summaries. We do not guarantee the accuracy, completeness, timeliness, or validity of any information presented, whether original or sourced from third parties. The opinions expressed in the curated content are those of the original authors and do not necessarily reflect the views of TheDayAfterAI.

10.2 Important Notice — AI Market Insights

Our AI Market Insights feature is general information only. It does not constitute financial product advice—whether general or personal—within the meaning of section 766B of the Corporations Act 2001 (Cth). TheDayAfterAI does not hold an Australian Financial Services Licence (AFSL). For the full financial information disclaimer, including important notices on past performance, international investors, and the obligation to seek independent advice, see our Disclaimer (Section 4).

10.3 Australian Consumer Law

Certain legislation, including the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010 (Cth)) (“ACL”), may imply warranties, conditions, or guarantees, or impose obligations on TheDayAfterAI, that cannot be excluded, restricted, or modified except to a limited extent (“Non-Excludable Guarantees”). Nothing in these Terms purports to exclude, restrict, or modify the application of any Non-Excludable Guarantee.

Except in relation to Non-Excludable Guarantees, all conditions, warranties, and guarantees that may otherwise be implied by statute, custom, or the general law are expressly excluded to the maximum extent permitted by law.

Where TheDayAfterAI is permitted by law to limit its liability for breach of a Non-Excludable Guarantee, our liability is limited, at our option, to: (a) in the case of services, the supply of the services again or the payment of the cost of having the services supplied again; and (b) in the case of goods, the replacement of the goods, the supply of equivalent goods, or the payment of the cost of replacing the goods or acquiring equivalent goods.

11. Limitation of Liability

Subject to Section 10.3 (Australian Consumer Law), and to the fullest extent permitted by applicable law, TheDayAfterAI shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, data, or use, whether incurred directly or indirectly, arising from:

• Your access to or use of, or inability to access or use, the Website;
• Any conduct or content of any third party on the Website, including without limitation, any defamatory, offensive, or illegal conduct of other users or third parties;
• Any content obtained from the Website, including AI-generated content; or
• Unauthorized access, use, or alteration of your transmissions or content.

In no event shall TheDayAfterAI's total aggregate liability to you for all damages, losses, and causes of action exceed the amount you have paid us, if any, for accessing the Website in the twelve (12) months preceding the event giving rise to the liability. TheDayAfterAI is not liable for any errors or omissions in content (whether human-authored or AI-generated), nor for any loss or damage of any kind incurred as a result of the use of any content posted, transmitted, or otherwise made available via the Website. This includes, without limitation, any financial losses arising from reliance on AI-generated market insights or stock forecasts.

The limitations and exclusions in this section do not apply to liability that cannot be excluded or limited under the Australian Consumer Law or other applicable legislation. Where our liability cannot be excluded but can be limited under section 64A of the ACL, the limitations set out in Section 10.3 apply.

12. Indemnification

You agree to indemnify, defend, and hold harmless TheDayAfterAI, its operator ( Jacky Lee Visionary Creations), affiliates, officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to legal fees) arising from:

• Your use of and access to the Website;
• Your violation of any term of these Terms of Service;
• Your violation of any third-party right, including without limitation any copyright, property, or privacy right; or
• Any claim that your content caused damage to a third party.

13. Governing Law

These Terms and any disputes arising out of or related to them or your use of the Website shall be governed by and construed in accordance with the laws of the Australian Capital Territory (ACT) and the Commonwealth of Australia, without regard to conflict of law provisions. You irrevocably submit to the non-exclusive jurisdiction of the courts of the ACT and any courts entitled to hear appeals therefrom.

14. Dispute Resolution

14.1 Informal Resolution

Before commencing any formal dispute resolution proceedings, you agree to first contact us and attempt to resolve the dispute informally for at least 30 days.

14.2 Arbitration Agreement

If the dispute cannot be resolved informally, it shall be resolved exclusively by binding arbitration administered by the Australian Centre for International Commercial Arbitration (ACICA) in accordance with its ACICA Arbitration Rules. The arbitration shall take place in Canberra, ACT, and shall be conducted in English.

14.3 Individual Basis

You agree that any arbitration or proceeding shall be conducted solely on an individual basis and not as a class, consolidated, or representative action, to the extent permitted by applicable law.

15. Force Majeure

TheDayAfterAI shall not be liable for any failure or delay in performing its obligations under these Terms where such failure or delay results from circumstances beyond our reasonable control, including but not limited to natural disasters, acts of government, internet or telecommunications failures, power outages, pandemics, cyberattacks, or disruptions to third-party services on which the Website depends.

16. Waiver

No failure or delay by TheDayAfterAI in exercising any right, power, or remedy under these Terms shall operate as a waiver of that right, power, or remedy, nor shall any single or partial exercise preclude any further exercise of the same or any other right.

17. Severability

If any provision of these Terms is held to be invalid, unlawful, or unenforceable by a court of competent jurisdiction, that provision shall be severed and the remaining provisions shall continue in full force and effect. Where possible, the invalid provision shall be interpreted in a manner consistent with applicable law to reflect the original intent of the parties.

18. Entire Agreement

These Terms, together with our Privacy Policy, Disclaimer, Editorial Independence and Ethics Policy, and Licensing Terms, and Advertise with Us, constitute the entire agreement between you and TheDayAfterAI regarding your use of the Website and supersede all prior agreements and understandings, whether written or oral.

19. Contact Us

If you have any questions about these Terms, please contact us.